Expat mortgages

When an expatriate comes to the Netherlands, he/she has to decide where to live. One of the most important questions is: to buy or to rent?

Depending on the expats personal situation, it could well be possible to arrange a Dutch mortgage and buy a property in the Netherlands. At the moment the average interest rates are very attractive. When the property is used as the main residence of the expats, the interest paid is tax deductible for a period of 30 years. These are the biggest advantages of a Dutch mortgage for expatriates and can result in the fact that buying a property may be financially more attractive than renting.

Expats have the choice out of several types of mortgages, like a mainly interest-only mortgage or a repayment mortgage. Both mortgage types have their advantages and disadvantages. These have to be considered when a choice for the right mortgage type has to be made by the expatriate.

Yet there are more situations in which an expat might need mortgage advice. For example, if he/she wants to carry out renovations for home improvement. Or when the expat is unhappy about the current mortgage arrangements or interest rates. Remortgaging can be very attractive in these situations.

H&N Associates is specialised in giving expatriates specialised A - Z mortgage advice while searching for the best mortgage solution.